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Protect the people you love

Life insurance that secures your family's future, whatever tomorrow brings.

आपके परिवार की सुरक्षा, हमारी ज़िम्मेदारी।

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Health cover that cares

Cashless hospitalisation, wide networks and plans built around real needs.

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Drive with confidence

Comprehensive motor insurance with quick renewals and fast claim support.

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Safeguard your home & business

Property and business cover tailored to what you have built.

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Since 2006Independent advisor4.8★ on GoogleAll major insurersभरोसेमंद बीमा सलाह

Why clients choose me

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Personal service

One advisor, one phone number, always reachable.

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Unbiased advice

Plans compared across insurers to fit your budget.

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Claims support

I stand with you from filing to settlement.

How it works

1

Call or WhatsApp

Tell me what you want to protect.

2

Compare options

I compare plans from several insurers for you.

3

Choose & buy

Pick the plan that fits, I handle the paperwork.

4

Claim support

I stand with you when you need to claim.

Insurers I work with

As an independent advisor I compare several companies, so you get more choice and better value. I work with almost all major insurers.

LIC of India
Star Health and Allied Insurance
Generali Central
IndusInd General Insurance (formerly Reliance General)

…and many more.

Common questions

Can you help with claim settlement?

Yes. I help with documents, filing and follow-up with the insurer. The final decision rests with the insurance company.

Do you compare all insurers?

I work with most major insurers, so I compare plans from several companies and suggest what suits your need and budget.

Does using an agent cost more?

Premiums are generally the same as buying directly from the insurer. You get advice and service on top.

Can you renew my existing policy?

Yes, I can help renew motor, health and other policies, and review whether your cover is still right.

What documents will I need?

Usually ID proof, address proof and details of any existing policy. I will tell you exactly what is needed for your plan.

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Hi, I'm Naveen Gupta

Independent insurance advisor since 2006 at Innovative Insurance Services, Uttam Nagar, New Delhi, helping families and businesses find the right cover at the right price.

Talk to me

My story

I started this practice with a simple belief: insurance should be clear, fair and there when it matters. As an independent agency I represent many insurers rather than just one, so you get honest advice, more choice and better value.

What I believe

Honesty first

Plain language, no hidden clauses.

Long-term relationships

Reviews every year as life changes.

Always available

Especially at claim time.

Insurance blog

Useful insurance news and guides, in Hindi and English. Tap an article to read it in full.

Dec 18, 2024 · Life Insurance

100 साल तक मिलेगा 80 हजार सालाना, LIC की इस पॉलिसी में देना होगा बस 86 रुपये रोजाना !

A look at LIC Jeevan Umang, a whole-life plan with premium terms of 15 to 30 years, yearly survival benefit and a lump sum at maturity.

Read full article →

Dec 18, 2024 · Life Insurance

जिंदगीभर एक लाख रुपये की पेंशन चाहिए? LIC की यह पॉलिसी करेगी सपने पूरे, साठ के बाद भी रहेंगे ठाठ !

How LIC's New Jeevan Shanti single-premium annuity plan works for lifelong retirement income.

Read full article →

Nov 14, 2022 · Life Insurance

केवल सौ रुपये रोज के 16 साल तक हर साल दीजिये, पच्चीस साल पूरे होते ही गारण्टी के साथ इक्कीस लाख साठ हजार ले लीजिये।

Features, benefits, eligibility and riders of the LIC Jeevan Labh endowment plan.

Read full article →

Jun 1, 2022 · Health Insurance

Monkeypox virus to get health insurance coverage? Find out

Whether a health or travel insurance policy covers treatment for monkeypox, and how each type of policy differs.

Read full article →

Dec 27, 2021 · Auto Insurance

कारों में CNG किट लगवाने वालों की बढ़ी परेशानी

Why fitting a CNG kit without updating your registration and informing the insurer can put a motor claim at risk.

Read full article →

Oct 1, 2021 · Life & Health Insurance

टर्म इंश्योरेंस खरीदना 30 फीसदी तक महंगा होगा, अपने ग्राहकों से इनकम प्रूफ, बैंक स्टेटमेंट की मांग कर सकती हैं कंपनियां

Why term insurance premiums were expected to rise and what extra documents insurers might ask for.

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Jun 29, 2021 · Life & Health Insurance

कोरोना से मौत के मामलों में सिर्फ 14% के पास था बीमा, इलाज में खत्म हुई लोगों की जमापूंजी

Insurance coverage gaps during Covid and why having cover before an emergency matters.

Read full article →

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What clients say

Real feedback from clients on Google. Read all reviews or leave your own.

⭐ Read our Google reviews ✍️ Write a review

Rated 4.8 ★ on Google (38 reviews)

★★★★★

“Very responsive and professional — every time I had a question about my policy, it was answered clearly. I appreciate the transparency in their communication. Highly recommend!”

– Bindu Sharma

★★★★★

“Understands the requirement and Prompt service. Highly recommended.”

– Nandini Roy Chowdury Pande

★★★★★

“Excellent service.”

– Jaaya

★★★★★

“Very good, impressive.”

– Gautam Sharma

Plans made for you

Four covers most people need. Ask for a free comparison.

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Term Life

High cover at low premiums so your family stays secure.

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Health Insurance

Cashless treatment for you and your family.

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Motor Insurance

Instant renewal with add-ons for total peace of mind.

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Business & Property

Cover for shops, offices, stock and liability.

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Get in touch

Fill in the form and your email app will open with the message ready to send.

Reach me directly

📞 +91 93508 60023
✉️ info@innovativeinsurance.in
📍 Uttam Nagar, New Delhi

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